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We offer a variety of financing options to meet the needs of your business—with competitive rates and a fast, easy application process.
| Product Description | How to Apply |
| Construction Loan | |
A construction loan provides funds to build an office, plant or facility or to renovate an existing one, typically over a period of six to nine months. Upon completion, the construction line of credit will be converted to a permanent mortgage loan. |
Contact a Business Banking Representative at a location nearest you to determine what product is best for your business. Jonathan Robinson 215-978-5300 jrobinson@ubphila.com |
| Commercial Mortgages | |
Commercial Mortgages are used to purchase, refinance or renovate a variety of commercial properties, including office buildings, mixed-use properties, and multi-family apartments. |
Contact a Business Banking Representative at a location nearest you to determine what product is best for your business. Jonathan Robinson 215-978-5300 jrobinson@ubphila.com |
| Commercial Term Loans | |
A term loan can provide the financing you need to grow your business. They are especially appropriate for long-term capital requirements—such as:
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Contact a Business Banking Representative at a location nearest you to determine what product is best for your business. Jonathan Robinson 215-978-5300 jrobinson@ubphila.com |
Small Business Loan Programs
| Product Description | How to Apply |
| Department of Transportation (DOT) | Download Checklist |
The U.S. Department of Transportation Office of Small and Disadvantaged Business Utilization (OSDBU) Short Term Lending Program guarantees up to $750,000 in loans to eligible small and disadvantaged businesses. |
Contact a Business Banking Representative at a location nearest you to determine what product is best for your business. Jonathan Robinson 215-978-5300 jrobinson@ubphila.com |
| PIDC Small Business Loan Guarantee Program | |
Gives small businesses experience that leads to independent relationships with banks and encourages increased lending activity throughout Philadelphia.
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Contact a Business Banking Representative at a location nearest you to determine what product is best for your business. Jonathan Robinson 215-978-5300 jrobinson@ubphila.com |
| U.S. Small Business Administration (SBA) Loans | |
SBA loans are designed for new and emerging businesses with limited capital and collateral. These loans are guaranteed up to 80% by the government. If your business is independently owned and meets size criteria for number of employees, average annual receipts and/or business asset size, an SBA loan may be of interest to you. A range of programs, with loan amounts up to $1,000,000, are available. |
Contact a Business Banking Representative at a location nearest you to determine what product is best for your business. Jonathan Robinson 215-978-5300 jrobinson@ubphila.com |
| Philadelphia Business Builder | |
Provides loans to small businesses with revenues less than $1 million located in a low to moderate income census tract in Philadelphia.
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Contact a Business Banking Representative at a location nearest you to determine what product is best for your business. Jonathan Robinson 215-978-5300 jrobinson@ubphila.com |