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<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">NOTE 1. Significant Accounting Policies</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">United Bancshares, Inc. (the "Company") is a bank holding company registered under the Bank Holding Company Act of 1956.  The Company’s principal activity is the ownership and management of its wholly owned subsidiary, United Bank of Philadelphia (the "Bank").</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">During interim periods, the Company follows the accounting policies set forth in its Annual Report on Form 10-K filed with the Securities and Exchange Commission.  Readers are encouraged to refer to the Company’s Form 10-K for the fiscal year ended December 31, 2010 when reviewing this Form 10-Q.  Quarterly results reported herein are not necessarily indicative of results to be expected for other quarters.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments (consisting of normal recurring adjustments) considered necessary to present fairly the Company’s consolidated financial position as of June 30, 2011 and December 31, 2010 and the consolidated results of its operations for the three and six month periods ended June 30, 2011 and 2010, and its consolidated cash flows for the three and six month periods ended June 30, 2011 and 2010.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Management’s Use of Estimates</font></i></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The preparation of the financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes.  Actual results could differ from those estimates.  Material estimates which are particularly susceptible to significant change in the near term relate to the fair value of investment securities, the determination of the allowance for loan losses, valuation allowance for deferred tax assets and consideration of impairment of other intangible assets.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></i></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Commitments</font></i></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">In the general course of business, there are various outstanding commitments to extend credit, such as letters of credit and un-advanced loan commitments, which are not reflected in the accompanying financial statements. Management does not anticipate any material losses as a result of these commitments.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></i></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Contingencies</font></i></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">The Company is from time to time a party to routine litigation in the normal course of its business. Management does not believe that the resolution of this litigation will have a material adverse effect on the financial condition or results of operations of the Company. However, the ultimate outcome of any such litigation, as with litigation generally, is inherently uncertain and it is possible that some litigation matters may be resolved adversely to the Company.</font><b><i><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></i></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><b><i><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></i></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><i><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Income Taxes</font></i></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Under the liability method, deferred tax assets and liabilities are determined based on the difference between the financial statement and tax bases of assets and liabilities.  Deferred tax assets are subject to management’s judgment based upon available evidence that future realization is more likely than not.   For financial reporting purposes, a valuation allowance of 100% of the net deferred tax asset has been recognized to offset the net deferred tax assets related to cumulative temporary differences and tax loss carryforwards.  If management determines that the Company may be able to realize all or part of the deferred tax asset in the future, an income tax benefit may be required to increase the recorded value of the net deferred tax asset to the expected realizable amount. </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that ultimately would be sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more-likely-than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. The evaluation of a tax position taken is considered by itself and not offset or aggregated with other positions. Tax positions that meet the more-likely-than not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying balance sheet along with any associated interest and penalties that would be payable to the taxing authorities upon examination.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Interest and penalties associated with unrecognized tax benefits, if any, would be recognized in income tax expense in the consolidated statements of operations.</font></p>
<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">NOTE 2.  COMPREHENSIVE LOSS</font></b></p> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Total comprehensive loss includes net loss and other comprehensive income or loss that is comprised of unrealized gains and losses on investment securities available for sale, net of taxes.  The Company’s total comprehensive loss for the three months ended June 30, 2011 and 2010 was $(168,981) and $(556,253), respectively. The Company’s total comprehensive loss for the six months ended June 30, 2011 and 2010 was $(478,229) and $(750,144), respectively.  The difference between the Company’s net loss and total comprehensive loss for these periods relates to the change in net unrealized gains and losses on investment securities available for sale during the applicable period of time.</font></p>
<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">NOTE 3. Net Loss Per Share</font></b></p> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The calculation of net loss per share follows:</font></p> <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <div align="left"><table border="1" cellpadding="0" cellspacing="0" style="border:none;border-collapse:collapse;width:100.0%;"> <tr style="height:1.0pt;"> <td nowrap="nowrap" valign="top" width="22%" style="border:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="21%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Three Months Ended     June 30, 2011</font></b></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Three Months Ended June 30, 2010</font></b></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Six Months Ended   June 30, 2011</font></b></p> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Six Months Ended   June 30, 2010</font></b></p> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> </tr> <tr style="height:1.0pt;"> <td nowrap="nowrap" valign="top" width="22%" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Basic:</font></b></p> </td> <td nowrap="nowrap" valign="top" width="21%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:1.0pt;"> <td nowrap="nowrap" valign="top" width="22%" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Net loss available to common shareholders</font></p> </td> <td nowrap="nowrap" valign="top" width="21%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">($168,784)</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(561,369)</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">($476,751)</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">($751,834)</font></p> </td> </tr> <tr style="height:1.0pt;"> <td nowrap="nowrap" valign="top" width="22%" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Average common shares outstanding-basic</font></p> </td> <td nowrap="nowrap" valign="top" width="21%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,065,588</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,065,588</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,065,588</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,065,588</font></p> </td> </tr> <tr style="height:1.0pt;"> <td nowrap="nowrap" valign="top" width="22%" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Net loss per share-basic</font></p> </td> <td nowrap="nowrap" valign="top" width="21%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">($0.16)</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">($0.53)</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">($0.45)</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">($0.71)</font></p> </td> </tr> <tr style="height:1.0pt;"> <td nowrap="nowrap" valign="top" width="22%" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Diluted:</font></b></p> </td> <td nowrap="nowrap" valign="top" width="21%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:1.0pt;"> <td nowrap="nowrap" valign="top" width="22%" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Average common shares-diluted</font></p> </td> <td nowrap="nowrap" valign="top" width="21%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,065,588</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,065,588</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,065,588</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,065,588</font></p> </td> </tr> <tr style="height:1.0pt;"> <td nowrap="nowrap" valign="top" width="22%" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Net loss per share-diluted</font></p> </td> <td nowrap="nowrap" valign="top" width="21%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">($0.16)</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">($0.53)</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">($0.45)</font></p> </td> <td nowrap="nowrap" valign="top" width="19%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;height:1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">($0.71)</font></p> </td> </tr> </table></div> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The preferred stock is non cumulative and the Company is restricted from paying dividends.  Therefore, no effect of the preferred stock is included in the loss per share calculations.</font></p> <p style="margin:0in;margin-bottom:.0001pt;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p>
<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">NOTE 4                                New Authoritative Accounting Guidance</font></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">In April 2011, the FASB issued Accounting Standards Update No. 2011-02, </font><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Receivables (Topic 310): A Creditor’s Determination of Whether a Restructuring Is a Troubled Debt Restructuring.</font></i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> The FASB believes the guidance in this ASU will improve financial reporting by creating greater consistency in the way GAAP is applied for various types of debt restructurings.  The ASU clarifies which loan modifications constitute troubled debt restructurings. It is intended to assist creditors in determining whether a modification of the terms of a receivable meets the criteria to be considered a troubled debt restructuring, both for purposes of recording an impairment loss and for disclosure of troubled debt restructurings.  In evaluating whether a restructuring constitutes a troubled debt restructuring, a creditor must separately conclude that both of the following exist: (a) the restructuring constitutes a concession; and (b) the debtor is experiencing financial difficulties. The amendments to FASB ASC Topic 310, </font><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Receivables</font></i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">, clarify the guidance on a creditor’s evaluation of whether it has granted a concession and whether a debtor is experiencing financial difficulties.  For public companies, the new guidance is effective for interim and annual periods beginning on or after June 15, 2011, and applies retrospectively to restructurings occurring on or after the beginning of the fiscal year of adoption.  The Company’s adoption of this ASU on June 15, 2011 did not have a material impact on the Company’s consolidated financial position or results of operations.</font></p> <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;text-indent:.5in;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">In May 2011, the FASB issued Accounting Standards Update (ASU) No. 2011-04, </font><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Fair Value Measurement (Topic 820): Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs</font></i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">. This ASU represents the converged guidance of the FASB and the International Accounting Standards Board (the “Boards”) on fair value measurement. The collective efforts of the Boards and their staffs, reflected in ASU 2011-04, have resulted in common requirements for measuring fair value and for disclosing information about fair value measurements, including a consistent meaning of the term “fair value.” The Boards have concluded the common requirements will result in greater comparability of fair value measurements presented and disclosed in financial statements prepared in accordance with U.S. GAAP and International Financial Reporting Standards. The amendments to the Codification in ASU 2011-04 are to be applied prospectively. For public entities, the amendments are effective during interim and annual periods beginning after December 15, 2011.  The Company is evaluating the impact of ASU 2011-04 on its consolidated financial statements.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">In June 2011, the FASB issued Accounting Standards Update (ASU) No. 2011-05, </font><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Comprehensive Income (Topic 220): Presentation of Comprehensive Income</font></i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">. This ASU amends the Codification to allow an entity the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. In both choices, an entity is required to present each component of net income along with total net income, each component of other comprehensive income along with a total for other comprehensive income, and a total amount for comprehensive income. ASU 2011-05 eliminates the option to present the components of other comprehensive income as part of the statement of changes in stockholders’ equity. The amendments to the Codification in ASU 2011-05 do not change the items that must be reported in other comprehensive income or when an item of other comprehensive income must be reclassified to net income.  ASU 2011-05 should be applied retrospectively. For public entities, the amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2011. The Company is evaluating the impact of ASU 2011-05 on the presentation of its consolidated financial statements.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><b><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Investment Securities </font></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The following is a summary of the Company’s investment portfolio as of June 30, 2011:</font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(In 000’s)</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Amortized Cost</font></b></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Gross unrealized gains</font></b></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Gross unrealized losses</font></b></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Fair Value</font></b></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Available-for-sale:</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:.0001pt;margin-left:9.0pt;margin-right:0in;margin-top:0in;text-indent:-9.0pt;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Government Sponsored Enterprises residential mortgage-backed securities</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,014</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$63</font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$        -</font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,077</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investments in mutual funds</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">129</font></u></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">          -   </font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">129</font></u></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,143</font></u></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$63</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">          -</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,206</font></u></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Held-to-maturity:</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">U.S. government agencies</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$8,530</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$83</font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$  (95)</font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$8,518</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:.0001pt;margin-left:9.0pt;margin-right:0in;margin-top:0in;text-indent:-9.0pt;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Government Sponsored Enterprises residential mortgage-backed securities</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;"> 9,446</font></u></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">219</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">   (19)</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">9,646</font></u></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$17,976</font></u></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$302</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">($ 114)</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$18,163</font></u></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The following is a summary of the Company’s investment portfolio as of December 31, 2010:</font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(In 000’s)</font></p> </td> <td colspan="4" width="70%" style="padding:0in 0in 0in 0in;"><p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font style="font-family:Times New Roman,serif;font-size:12.0pt;"> </font></p></td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Amortized Cost</font></b></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Gross unrealized gains</font></b></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Gross unrealized losses</font></b></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">Fair Value</font></b></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><i><font style="font-family:Garamond,serif;font-size:10.0pt;">Available-for-sale</font></i><font style="font-family:Garamond,serif;font-size:10.0pt;">:</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:.0001pt;margin-left:9.0pt;margin-right:0in;margin-top:0in;text-indent:-9.0pt;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Government Sponsored Enterprises     residential mortgage-backed securities</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,144</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$66</font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$         -</font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,210</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investments in mutual funds</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">129</font></u></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">          -</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">         -</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">129</font></u></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,273</font></u></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$66</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;"> $        -</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,339</font></u></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><i><font style="font-family:Garamond,serif;font-size:10.0pt;">Held-to-maturity</font></i><font style="font-family:Garamond,serif;font-size:10.0pt;">:</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">U.S. government agencies</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$10,402</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$90</font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">($145)</font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$10,347</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:.0001pt;margin-left:9.0pt;margin-right:0in;margin-top:0in;text-indent:-9.0pt;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Government Sponsored Enterprises residential mortgage-backed securities</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">4,736</font></u></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">166</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">(6)</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">4,896</font></u></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="30%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$15,138</font></u></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$256</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">($151)</font></u></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$15,243</font></u></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">The amortized cost and fair value of debt securities classified as available-for-sale and held-to-maturity, by contractual maturity, as of June 30, 2011, are as follows:</font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:748.000000pt;"> <tr> <td nowrap="nowrap" valign="top" width="49%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:11.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">(In 000’s)</font></p> </td> <td colspan="4" nowrap="nowrap" valign="top" width="24%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:2.35pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Amortized Cost</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="24%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:2.25pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Fair Value</font></u></b></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="49%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Available-for-Sale</font></b></p> </td> <td colspan="7" nowrap="nowrap" valign="top" width="51%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:2.45pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="49%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Due within one year</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="25%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="49%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Due after one year through three years</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="25%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="49%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Due after three years through five years</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="25%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="49%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Due five years through ten years</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="25%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="49%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Due  after 10 years</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="25%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="49%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Government Sponsored Enterprises residential mortgage-backed securities</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> 1,014</font></u></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="25%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">1,077</font></u></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="49%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">     Total debt securities</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">1,014</font></u></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="25%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">1,077</font></u></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="49%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="17%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></u></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="25%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></u></p> </td> </tr> <tr style="height:0;"> <td width="49%"></td> <td width="3%"></td> <td width="17%"></td> <td width="3%"></td> <td width="1%"></td> <td width="2%"></td> <td width="1%"></td> <td width="24%"></td> </tr></table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr> <td nowrap="nowrap" valign="top" width="44%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">                                    Held-to-maturity</font></b></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="27%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="44%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Due within one year </font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="27%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="44%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Due after one year through three years</font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="18%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="27%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="44%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Due after three years through five years</font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="18%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">250</font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="27%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">253</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="44%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Due five years through ten years</font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="18%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">7,250</font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="27%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$7,260</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="44%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Due  after 10 years</font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="18%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,030</font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="27%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,004</font></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="44%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Government Sponsored Enterprises residential mortgage-backed securities</font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="18%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;"> 9,446</font></u></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="27%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">9,646</font></u></p> </td> </tr><tr> <td nowrap="nowrap" valign="top" width="44%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.9pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="18%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">17,976</font></u></p> </td> <td nowrap="nowrap" valign="top" width="4%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:2.0pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:1.85pt;margin-right:0in;margin-top:0in;page-break-after:avoid;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="27%" style="padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:1.8pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">18,163</font></u></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Expected maturities will differ from contractual maturities because the issuers of certain debt securities have the right to call or prepay their obligations without any penalties.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The table below indicates the length of time individual securities have been in a continuous unrealized loss position at June 30, 2011:</font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr style="height:27.9pt;"> <td nowrap="nowrap" valign="top" width="48%" style="height:27.9pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-indent:-9.0pt;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">(in 000’s)</font></p> </td> <td colspan="4" nowrap="nowrap" valign="top" width="18%" style="height:27.9pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Less Than 12 Months</font></u></b></p> </td> <td colspan="4" nowrap="nowrap" valign="top" width="16%" style="height:27.9pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">12 Months or Greater</font></u></b></p> </td> <td colspan="4" nowrap="nowrap" valign="top" width="18%" style="height:27.9pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:0in;margin-right:9.0pt;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Total</font></u></b></p> </td> </tr> <tr style="height:24.2pt;"> <td nowrap="nowrap" valign="top" width="48%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-indent:-9.0pt;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Description of Securities</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="8%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Fair</font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Value</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="10%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Unrealized</font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Losses</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="7%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Fair</font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Value</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="9%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Unrealized</font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Losses</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="7%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Fair</font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Value</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="11%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:0in;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Unrealized</font></b></p> <p align="center" style="margin-bottom:.0001pt;margin-left:0in;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Losses</font></u></b></p> </td> </tr> <tr style="height:12.05pt;"> <td nowrap="nowrap" valign="bottom" width="48%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Held-to-maturity:</font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:9.0pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="2%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="11%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> </tr> <tr style="height:12.05pt;"> <td nowrap="nowrap" valign="bottom" width="48%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">U.S. government agencies</font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:9.0pt;margin-top:0in;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">4,148</font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">(95)</font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> <td nowrap="nowrap" valign="top" width="2%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">4,148</font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="11%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$           (95)</font></p> </td> </tr><tr style="height:12.05pt;"> <td nowrap="nowrap" valign="bottom" width="48%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:9.0pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="2%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="11%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> </tr> <tr style="height:12.05pt;"> <td nowrap="nowrap" valign="bottom" width="48%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Government Sponsored Enterprises residential mortgage-backed securities</font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:9.0pt;margin-top:0in;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">   2,310</font></u></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:right;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">       (19)</font></u></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">         -</font></u></p> </td> <td nowrap="nowrap" valign="top" width="2%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">         -</font></u></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">2,310</font></u></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">                     </font></p> </td> <td nowrap="nowrap" valign="top" width="11%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:center;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">            (19)</font></u></p> </td> </tr> <tr style="height:12.05pt;"> <td nowrap="nowrap" valign="bottom" width="48%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">     Total</font></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></b></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:9.0pt;margin-top:0in;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">   6,458</font></u></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></b></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:right;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">   (114)</font></u></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></b></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">         -</font></u></b></p> </td> <td nowrap="nowrap" valign="top" width="2%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></b></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">         -</font></u></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></b></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">6,458</font></u></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="11%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$        </font></b><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">  (114)</font></u></b></p> </td> </tr> <tr style="height:12.05pt;"> <td nowrap="nowrap" valign="bottom" width="48%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:9.0pt;margin-top:0in;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:right;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="2%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></b></p> </td> <td nowrap="nowrap" valign="top" width="11%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></b></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The table below indicates the length of time individual securities, have been in a continuous unrealized loss position              at December 31, 2010:</font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.34%;"> <tr style="height:27.9pt;"> <td nowrap="nowrap" valign="top" width="46%" style="height:27.9pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-indent:-9.0pt;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">(in 000’s)</font></p> </td> <td colspan="4" nowrap="nowrap" valign="top" width="20%" style="height:27.9pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Less Than 12 Months</font></u></b></p> </td> <td colspan="4" nowrap="nowrap" valign="top" width="18%" style="height:27.9pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">12 Months or Greater</font></u></b></p> </td> <td colspan="4" nowrap="nowrap" valign="top" width="16%" style="height:27.9pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:0in;margin-right:9.0pt;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Total</font></u></b></p> </td> </tr> <tr style="height:24.2pt;"> <td nowrap="nowrap" valign="top" width="46%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:.0001pt;margin-left:.25in;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-indent:-9.0pt;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Description of Securities</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="10%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Fair</font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Value</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="10%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Unrealized</font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Losses</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="8%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Fair</font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Value</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="10%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Unrealized</font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Losses</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="7%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Fair</font></b></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Value</font></u></b></p> </td> <td colspan="2" nowrap="nowrap" valign="top" width="9%" style="height:24.2pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:0in;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Unrealized</font></b></p> <p align="center" style="margin-bottom:.0001pt;margin-left:0in;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:center;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">Losses</font></u></b></p> </td> </tr> <tr style="height:12.05pt;"> <td nowrap="nowrap" valign="bottom" width="46%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Held-to-maturity:</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:9.0pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="8%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> </tr> <tr style="height:12.05pt;"> <td nowrap="nowrap" valign="bottom" width="46%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">U.S. government agencies</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:9.0pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">5,398</font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">(145) </font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">-</font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">5,398</font></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></p> </td> <td nowrap="nowrap" valign="top" width="8%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">(145)</font></p> </td> </tr> <tr style="height:12.05pt;"> <td nowrap="nowrap" valign="bottom" width="46%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Government Sponsored Enterprises residential mortgage-backed securities</font></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:9.0pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:9.0pt;margin-top:0in;text-align:right;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">536</font></u></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:right;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">(6)</font></u></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">      -</font></u></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">       -</font></u></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">536</font></u></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="top" width="8%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;text-decoration:none;"> </font></p> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">(6)</font></u></p> </td> </tr> <tr style="height:12.05pt;"> <td nowrap="nowrap" valign="bottom" width="46%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;">     Total</font></b></p> </td> <td nowrap="nowrap" valign="top" width="3%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></b></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:9.0pt;margin-top:0in;text-align:right;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">5,934</font></u></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></b></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;page-break-after:avoid;text-align:right;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">(151)</font></u></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></b></p> </td> <td nowrap="nowrap" valign="top" width="7%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">      -</font></u></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></b></p> </td> <td nowrap="nowrap" valign="top" width="9%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">       -</font></u></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></b></p> </td> <td nowrap="nowrap" valign="top" width="6%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">5,934</font></u></b></p> </td> <td nowrap="nowrap" valign="top" width="1%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="center" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:0in;margin-top:0in;page-break-after:avoid;text-align:center;"><b><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">$</font></b></p> </td> <td nowrap="nowrap" valign="top" width="8%" style="height:12.05pt;padding:0in 2.0pt 0in 2.0pt;"> <p align="right" style="margin-bottom:.0001pt;margin-left:.75pt;margin-right:4.5pt;margin-top:0in;text-align:right;"><b><u><font color="black" style="font-family:Garamond,serif;font-size:10.0pt;line-height:12.0pt;">(151)</font></u></b></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><b><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">U.S. government and agencies. </font></b><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Unrealized losses on the Company’s investments in direct obligations of U.S. government agencies were caused by interest rate increases. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at June 30, 2011.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><b><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Government Sponsored Enterprises residential mortgage-backed securities. </font></b><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Unrealized losses on the Company’s investment in federal agency mortgage-backed securities may be caused by interest rate increases. The Company purchased those investments at a discount relative to their face amount, and the contractual cash flows of those investments are guaranteed by an agency of the U.S. government. Accordingly, it is expected that the securities would not be settled at a price less than the amortized cost bases of the Company’s investments. Because the decline in fair value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at June 30, 2011.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The Company has a process in place to identify debt securities that could potentially have a credit impairment that is other than temporary.  This process involves monitoring late payments, pricing levels, downgrades by rating agencies, key financial ratios, financial statements, revenue forecasts and cash flow projections as indicators of credit issues.  On a quarterly basis, we review all securities to determine whether an other-than-temporary decline in value exists and whether losses should be recognized. We consider relevant facts and circumstances in evaluating whether a credit or interest rate-related impairment of a security is other than temporary. Relevant facts and circumstances considered include: (1) the extent and length of time the fair value has been below cost; (2) the reasons for the decline in value; (3) the financial position and access to capital of the issuer, including the current and future impact of any specific events and (4) for fixed maturity securities, our intent to sell a security or whether it is more likely than not we will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity and for equity securities, our ability and intent to hold the security for a period of time that allows for the recovery in value.  </font></p>
<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">NOTE 5.               Allowance for Loan Losses</font></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;font-style:normal;">The Company considers that the determination of the allowance for loan losses involves a higher degree of judgment and complexity than its other significant accounting policies.   The balance in the allowance for loan losses is determined based on management’s review and evaluation of the loan portfolio in relation to past loss experience, the size and composition of the portfolio, current economic events and conditions, and other pertinent factors, including management’s assumptions as to future delinquencies, recoveries and losses.   All of these factors may be susceptible to significant change.   To the extent actual outcomes differ from management’s estimates, additional provisions for loan losses may be required that would adversely impact earnings in future periods. </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;font-style:normal;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;font-style:normal;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;font-style:normal;">The following table presents an analysis of the allowance for loan losses.</font><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;font-style:normal;"> </font></b></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(in 000’s)</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="bottom" width="21%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">For the six months ended June 30, 2011</font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial and industrial</font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial real estate</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Consumer real estate</font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Consumer loans other</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total</font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Beginning balance</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                    301 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                               553 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                                      52 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                  20 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                    926 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Provision for possible loan losses</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                         40 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                    23 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                                          -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                       7 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         70 </font></p> </td> </tr><tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Charge-offs</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                        (62)</font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                (148)</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                                          -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                   (37)</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     (247)</font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Recoveries</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                           1 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                      4 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                                           3 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                     10 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         18 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Net charge-offs</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                        (61)</font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                (144)</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                                           3 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                   (27)</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     (229)</font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Ending balance</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:double windowtext 2.25pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                    280 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:double windowtext 2.25pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                               432 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:double windowtext 2.25pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="border-bottom:double windowtext 2.25pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                                      55 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:double windowtext 2.25pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                  -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                    767 </font></p> </td> </tr><tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Period-end amount allocated to:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">  </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><i><font style="font-family:Garamond,serif;font-size:10.0pt;"> Loans indivdually evaluated for impairment</font></i></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                      27 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                 -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                                       -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                  -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                      27 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><i><font style="font-family:Garamond,serif;font-size:10.0pt;"> Loans collectively  evaluated for impairment</font></i></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                       253 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                  432 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                                         55 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                     -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       740 </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                    280 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                               432 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                                      55 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                  -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                    767 </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Loans, ending balance:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><i><font style="font-family:Garamond,serif;font-size:10.0pt;"> Loans indivdually evaluated for impairment</font></i></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                    621 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                            1,148 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                                       -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                  -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                 1,769 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><i><font style="font-family:Garamond,serif;font-size:10.0pt;"> Loans collectively  evaluated for impairment</font></i></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">3,053 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">28,740 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">6,010 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                2,005 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                  39,808 </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                 3,674 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                          29,888 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                                                 6,010 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                             2,005 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $               41,577 </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td colspan="2" nowrap="nowrap" valign="bottom" width="21%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">For the six months ended June 30, 2010</font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Allowance for credit losses</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">  </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">   </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Beginning balance</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$727 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Charge-offs:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     (309)</font></p> </td> </tr><tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Recoveries:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         20 </font></p> </td> </tr><tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    Net charge-offs</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     (289)</font></p> </td> </tr><tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    Provisions for loan losses charged to expense</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       407 </font></p> </td> </tr><tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Ending balance</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$845 </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="23%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="20%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><b><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Nonperforming and Nonaccrual and Past Due Loans</font></i></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Non-accrual and Past Due Loans.  </font></i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Loans are considered past due if the required principal and interest payments have not been received 30 days as of the date such payments were due.  The Bank generally places a loan on non-accrual status when interest or principal is past due 90 days or more.  If it otherwise appears doubtful that the loan will be repaid, management may place the loan on nonaccrual status before the lapse of 90 days. Interest on loans past due 90 days or more ceases to accrue except for loans that are well collateralized and in the process of collection.  When a loan is placed on nonaccrual status, previously accrued and unpaid interest is reversed out of income.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.</font></p> <p style="margin-bottom:0in;margin-left:4.5pt;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">An age analysis of past due loans, segregated by class of loans, as of June 30, 2011 follows:</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(In 000’s)</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Accruing</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Loans 90 or</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">30-89 Days</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">More Days</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total Past</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">      Current </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Past Due</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Past Due</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Nonaccrual</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Due Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">      Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial and industrial:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Commercial</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                38 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                 -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                502 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 540 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $             1,023 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $             1,563 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     SBA loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   50 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     18 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   68 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   186 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   254 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Asset-based </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   101 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 101 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,756 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,857 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">        Total Commercial and industrial</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">88 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   621 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 709 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                2,965 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">3,674 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial real estate:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Commercial mortgages</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   651 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 651 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              14,487 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">15,138 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     SBA loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     9 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     58 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   67 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   477 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">544 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Construction</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   611 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   611 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Religious organizations</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   439 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 439 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              13,156 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              13,595 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">         Total Commercial real estate</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">0 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     9 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,148 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              1,157 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              28,731 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">29,888 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Consumer real estate:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Home equity loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   13 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   128 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 141 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,616 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,757 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Home equity lines of credit</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   39 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   39 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   547 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">586 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     1-4 family residential mortgages</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   58 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   260 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 318 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                3,349 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">3,667 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">         Total consumer real estate</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">109 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   388 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 497 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                5,513 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">6,010 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total real estate </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 109 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     9 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,536 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              1,654 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              34,244 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              35,898 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Consumer and other:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Consumer installment</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     1 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       3 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     4 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     63 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     67 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Student loans </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   72 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   75 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 147 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,627 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,774 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Other</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     2 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     2 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   162 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   164 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">         Total consumer and other</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   74 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   76 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       3 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 153 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,852 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                2,005 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="32%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">         Total loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $              271 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                85 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $             2,160 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $           2,516 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $           39,061 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $           41,577 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> </table></div> <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">An age analysis of past due loans, segregated by class of loans, as of December 31, 2010 follows:</font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(In 000’s)</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Accruing</font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Loans 90 or</font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">30-89 Days</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">More Days</font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total Past</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Current </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Past Due</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Past Due</font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Nonaccrual</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Due Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total Loans</font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial and industrial:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Commercial</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $              442 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                 -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                505 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 946 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $             2,187 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $             3,133 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     SBA loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   12 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     18 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   30 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   198 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   229 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Asset-based </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                2,367 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">2,367 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">        Total Commercial and industrial</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">454 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   523 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 977 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                4,753 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">5,729 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial real estate:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Commercial mortgages</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">125 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,495 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              1,620 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              14,154 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">15,774 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     SBA loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     58 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   58 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,253 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,311 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Religious organizations</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 126 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   315 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 441 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              13,213 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              13,653 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">         Total Commercial real estate</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">251 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,868 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              2,119 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              28,620 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">30,738 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Consumer real estate:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Home equity loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 155 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 142 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   130 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 427 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,386 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,813 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Home equity lines of credit</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   714 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">714 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     1-4 family residential mortgages</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   261 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 261 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                4,171 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">4,432 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">         Total consumer real estate</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">155 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 142 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   391 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 688 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                6,271 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">6,959 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total real estate </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 406 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 142 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                2,259 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              2,806 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              34,891 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">              37,697 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Consumer and other:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Consumer installment</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     8 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     8 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     74 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     82 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Student loans </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   87 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   44 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 131 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,781 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,912 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Other</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   13 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   19 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   32 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   160 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   192 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">         Total consumer and other</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 108 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   63 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 171 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                2,016 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                2,186 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">         Total loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $              968 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $              205 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $             2,782 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $           3,954 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$41,659</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$45,612</font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="33%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> </table></div> <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Loan Origination/Risk Management</font></i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">.  The Bank has lending policies and procedures in place to maximize loan income within an acceptable level of risk.  Management reviews and approves these policies and procedures on a regular basis.  A reporting system supplements the review process by providing management with periodic reports related to loan origination, asset quality, concentrations of credit, loan delinquencies and non-performing and emerging problem loans.  Diversification in the portfolio is a means of managing risk with fluctuations in economic conditions.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Credit Quality Indicators</font></i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">.  For commercial loans, management uses internally assigned risk ratings as the best indicator of credit quality.  Each loan’s internal risk weighting is assigned at origination and updated at least annually and more frequently if circumstances warrant a change in risk rating.  The Bank uses a 1 through 7 loan grading system that follows regulatory accepted definitions as follows:</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:.0001pt;margin-left:49.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;">         </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Risk ratings of “1” through “3” are used for loans that are performing and meet and are expected to continue to meet all of the terms and conditions set forth in the original loan documentation and are generally current on principal and interest payments.  Loans with these risk ratings are reflected as “Good/Excellent” and “Satisfactory” in the following table.</font></p> <p style="margin-bottom:.0001pt;margin-left:49.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;">         </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Risk ratings of “4” are assigned to “Pass/Watch” loans which may require a higher degree of regular, careful attention.  Borrowers may be exhibiting weaker balance sheets and positive but inconsistent cash flow coverage. Borrowers in this classification generally exhibit a higher level of credit risk and are not adversely classified and do not expose the Bank to sufficient risk to warrant adverse classification. Loans with this rating would not normally be acceptable as new credits unless they are adequately secured and/or carry substantial guarantors. Loans with this rating are reflected as “Pass” in the following table.  </font></p> <p style="margin-bottom:.0001pt;margin-left:49.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;">         </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Risk ratings of “5” are assigned to “Special Mention” loans that do not presently expose the Bank to a significant degree of risks, but have potential weaknesses/deficiencies deserving Management’s closer attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date. No loss of principal or interest is envisioned.  Borrower is experiencing adverse operating trends, which potentially could impair debt, services capacity and may necessitate restructuring of credit.  Secondary sources of repayment are accessible and considered adequate to cover the Bank’s exposure. However a restructuring of the debt should result in repayment.  The asset is currently protected, but is potentially weak.  This category may include credits with inadequate loan agreements, control over the collateral or an unbalanced position in the balance sheet which has not reached a point where the liquidation is jeopardized but exceptions are considered material. These borrowers would have limited ability to obtain credit elsewhere.</font></p> <p style="margin-bottom:.0001pt;margin-left:49.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;">         </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Risk ratings of “6” are assigned to ‘Substandard” loans which are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Assets must have a well-defined weakness. They are characterized by the distinct possibility that some loss is possible if the deficiencies are not corrected. The borrower’s recent performance indicated an inability to repay the debt, even if restructured. Primary source of repayment is gone or severely impaired and the Bank may have to rely upon the secondary source. Secondary sources of repayment (e.g., guarantors and collateral) should be adequate for a full recovery. Flaws in documentation may leave the bank in a subordinated or unsecured position when the collateral is needed for the repayment.</font></p> <p style="margin-bottom:.0001pt;margin-left:49.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;">         </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Risk ratings of “7” are assigned to “Doubtful” loans which have all the weaknesses inherent in those classified “Substandard” with the added characteristic that the weakness makes the collection or liquidation in full, on the basis of current existing facts, conditions, and values, highly questionable and improbable.  The borrower’s recent performance indicates an inability to repay the debt.  Recovery from secondary sources is uncertain.  The possibility of a loss is extremely high, but because of certain important and reasonably- specific pending factors, its classification as a loss is deferred.</font></p> <p style="margin-bottom:.0001pt;margin-left:49.5pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;">         </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Risk rating of “8” are assigned to “Loss” loans which are considered non-collectible and do not warrant classification as active assets.  They are recommended for charge-off if attempts to recover will be long term in nature.  This classification does not mean that an asset has no recovery or salvage value, but rather, that it is not practical or desirable to defer writing off the loss, although a future recovery may be possible.  Loss should always be taken in the period in which they surface and are identified as non-collectible as a result there is no tabular presentation.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">For consumer and residential mortgage loans, management uses performing versus nonperforming as the best indicator of credit quality.  Nonperforming loans consist of loans that are not accruing interest (nonaccrual loans) as a result of principal or interest being in default for a period of 90 days or more or when the ability to collect principal and interest according to contractual terms is in doubt.  These credit quality indicators are updated on an ongoing basis.  A loan is placed on nonaccrual status as soon as management believes there is doubt as to the ultimate ability to collect interest on a loan, but no later than 90 days past due. </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The tables below detail the Bank’s loans by class according to their credit quality indictors discussed above.</font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(In 000’s)</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">June 30,2011</font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Good/Excellent</font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Satisfactory</font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Pass</font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Special Mention</font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Subtandard</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total</font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial and industrial:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    Commercial </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                              379 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                         575 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                        69 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                      38 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $               502 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                           1,564 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    SBA loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            130 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           56 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    68 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                 254 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    Asset-based</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         1,686 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           70 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                  101 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              1,857 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                 379 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         2,392 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         195 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         38 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                  671 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              3,674 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial real estate:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    Commercial mortgages</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       13,575 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         801 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                  762 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            15,139 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     SBA Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            477 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    67 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                 544 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    Construction</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            611 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                 611 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    Religious organizations</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         9,815 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      2,981 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       360 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                  439 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            13,595 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       24,478 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      3,783 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       360 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               1,267 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            29,888 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total commercial loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                              379 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                    26,870 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                   3,977 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                    398 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $            1,938 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                         33,563 </font></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">June 30,2011</font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td colspan="4" nowrap="nowrap" valign="bottom" width="53%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                Residential Mortgage & Consumer Loans- Performing/Nonperforming </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Performing</font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Nonperforming</font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Consumer Real Estate:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Home equity</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                           1,629 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                      128 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $            1,757 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Home equity line of credit</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                 586 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                  586 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     1-4 family residential mortgages</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              3,407 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         260 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               3,667 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              5,622 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         388 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               6,010 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Consumer Other:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Consumer Installment</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                   64 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                             3 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    67 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Student loans </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              1,774 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               1,774 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Other</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                 164 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                  164 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              2,002 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                             3 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               2,005 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total  consumer loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                           7,624 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                      391 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $            8,015 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:double windowtext 2.25pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                         41,577 </font></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:4.5pt;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(In 000’s)</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">December 31, 2010</font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Good/Excellent</font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Satisfactory</font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Pass</font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Special Mention</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Subtandard</font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total</font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial and industrial:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    Commercial </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                              379 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                      2,079 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                        72 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                      98 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $               505 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                           3,133 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    SBA loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              90 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           71 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    68 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                 229 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    Asset-based</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         2,083 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         184 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       101 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              2,368 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                 379 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         4,252 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         327 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       199 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                  573 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              5,730 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial real estate:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    Commercial mortgages</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       13,902 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         264 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               1,608 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            15,774 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     SBA Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         1,241 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    70 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              1,311 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">    Religious organizations</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         9,920 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      2,932 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       360 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                  441 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            13,653 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                    -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       25,063 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      3,196 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       360 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               2,119 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            30,738 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="20%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total commercial loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                              379 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="14%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                    29,315 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                   3,523 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="12%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                    559 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $            2,692 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="16%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                         36,468 </font></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:4.5pt;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">December 31, 2010</font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td colspan="4" nowrap="nowrap" valign="bottom" width="54%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                Residential Mortgage & Consumer Loans- Performing/Nonperforming </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Performing</font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Nonperforming</font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Consumer Real Estate:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Home equity</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                           1,683 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                      130 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $            1,813 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Home equity line of credit</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                 714 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                  714 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     1-4 family residential mortgages</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              4,171 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         261 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               4,432 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              6,568 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         391 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               6,959 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Consumer Other:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Consumer Installment</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                   81 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    81 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Student loans </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              1,912 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               1,912 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Other</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                 192 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                  192 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              2,185 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               2,185 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total  consumer loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                           8,753 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                      391 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $            9,144 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="21%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="15%" style="border-bottom:double windowtext 2.25pt;border-top:solid windowtext 1.0pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                         45,612 </font></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:4.5pt;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:5.9pt;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Impaired Loans</font></i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">. The Bank identifies a loan as impaired when it is probable that interest and principal will not be collected according to the contractual terms of the loan agreement. The Bank recognizes interest income on impaired loans under the cash basis when the collateral on the loan is sufficient to cover the outstanding obligation to the Bank.   If these factors do not exist, the Bank will record interest payments on the cost recovery basis. </font></p> <p style="margin-bottom:.0001pt;margin-left:0in;margin-right:0in;margin-top:5.9pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">In accordance with guidance provided by ASC 310-10, “Accounting by Creditors for Impairment of a Loan”, management employs one of three methods to determine and measure impairment: the Present Value of Future Cash Flow Method; the Fair Value of Collateral Method; and the Observable Market Price of a Loan Method.  To perform an impairment analysis, the Company reviews a loan’s internally assigned grade, its outstanding balance, guarantors, collateral, strategy, and a current report of the action being implemented. Based on the nature of the specific loans, one of the impairment methods is chosen for the respective loan and any impairment is determined, based on criteria established in ASC 310-10.   </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Impaired loans as of June 30, 2011 are set forth in the following table.</font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(In 000’s)</font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Unpaid</font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Recorded</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Recorded</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Contractual </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investment</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investment</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Average </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Interest recognized</font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Principal</font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">With No</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">With</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Recorded</font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Related</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Recorded</font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">on impaired </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Balance</font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Allowance</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Allowance</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investment</font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Allowance</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investment</font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">loans</font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial and industrial:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Commercial</font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                      502 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                475 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                      27 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                502 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $           27 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                  471 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                             -   </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     SBA  loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           18 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     18 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                          -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     18 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       18 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                -   </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Asset-based </font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         101 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   101 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   101 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       17 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                -   </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">        Total Commercial and industrial</font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">621 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">594 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">27 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">621 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">27 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">506 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                  - </font></p> </td> </tr><tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial real estate:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Commercial mortgages</font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">651 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   651 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                          -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   651 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     946 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                -   </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     SBA  Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">58 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     58 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                          -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     58 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       58 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                -   </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Religious Organizations</font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         439 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   439 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                          -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   439 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     440 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                  3 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">         Total Commercial real estate</font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,148 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,148 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                          -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                1,148 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">               -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                  1,444 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                                  3 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">         Total Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                   1,769 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $             1,742 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                      27 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $             1,769 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $           27 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $               1,951 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                               3 </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="7%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="11%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="13%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:13.55pt;margin-right:0in;margin-top:12.0pt;text-align:justify;text-indent:-13.55pt;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:13.55pt;margin-right:0in;margin-top:12.0pt;text-align:justify;text-indent:-13.55pt;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:13.55pt;margin-right:0in;margin-top:12.0pt;text-align:justify;text-indent:-13.55pt;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Impaired loans as of December 31, 2010 are set forth in the following table.</font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100.0%;"> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Unpaid</font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Recorded</font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Recorded</font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Contractual </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investment</font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investment</font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Average </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Interst Collected</font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Principal</font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">With No</font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">With</font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Recorded</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Related</font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Recorded</font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">on impaired </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Balance</font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Allowance</font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Allowance</font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investment</font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Allowance</font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investment</font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">loans</font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial and industrial:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Commercial</font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                    505 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                 422 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                  83 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">#</font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                        505 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                        83 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                            73 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                   21 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     SBA  loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         21 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      18 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                          18 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                               20 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Asset-based </font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                               20 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">        Total Commercial and industrial</font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">526 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    440 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                     83 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           523 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           83 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                             113 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      21 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Commercial real estate:</font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Commercial mortgages</font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,412 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    577 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   835 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                        1,412 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         156 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                          1,700 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      25 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     SBA  Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">150 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    140 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           140 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                             289 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Construction</font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                              -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                             338 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Religious Organizations</font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                       441 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                    441 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                           441 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                            -   </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                             312 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      17 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">         Total Commercial real estate</font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">2,003 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                 1,158 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                   835 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                        1,993 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                         156 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                          2,639 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:solid windowtext 1.0pt;height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">                      42 </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">         Total Loans</font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                 2,529 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $              1,599 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">#</font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                918 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                     2,516 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                      238 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                       2,752 </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="border-bottom:double windowtext 2.25pt;height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> $                   63 </font></p> </td> </tr> <tr style="height:13.5pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:13.5pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> <tr style="height:12.75pt;"> <td nowrap="nowrap" valign="bottom" width="22%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="5%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="2%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="1%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="9%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="3%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="10%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td nowrap="nowrap" valign="bottom" width="8%" style="height:12.75pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Troubled debt restructurings</font></i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> (“TDRs”).  TDRs occur when a creditor, for economic or legal reasons related to a debtor’s financial condition, grants a concession to the debtor that it would not otherwise consider, such as a below market interest rate, extending the maturity of a loan, or a combination of both. The Company had no troubled debt restructurings at June 30, 2011 and December 31, 2010.</font></p>
<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" --><p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">NOTE 6.                 Fair Value  </font></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Fair Value Measurement</font></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the Fair Value Measurements and Disclosures topic of ASC 820, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The fair value guidance in FASB ASC 820 provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. In accordance with this guidance, the Company groups its assets and liabilities carried at fair value in three levels as follows:</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:4.4pt;text-align:justify;text-indent:.5in;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Level 1     </font></i></p> <p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;">         </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.  </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Level 2</font></i></p> <p style="margin-bottom:.0001pt;margin-left:63.0pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-27.0pt;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;">         </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Quoted prices for similar assets or liabilities in active markets.  </font></p> <p style="margin-bottom:.0001pt;margin-left:63.0pt;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-27.0pt;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;">         </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Quoted prices for identical or similar assets or liabilities in markets that are not active.  </font></p> <p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;">         </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Inputs other than quoted prices that are observable, either directly or indirectly, for the term of the asset or liability (e.g., interest rates, yield curves, credit risks, prepayment speeds or volatilities) or “market corroborated inputs.”  </font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:.0001pt;margin-left:.5in;margin-right:0in;margin-top:0in;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Level 3 Inputs</font></i></p> <p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;">         </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Prices or valuation techniques that require inputs that are both unobservable (i.e. supported by little or no market activity) and that are significant to the fair value of the assets or liabilities.  </font></p> <p style="margin-bottom:.0001pt;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font lang="EN-US" style="font-family:Symbol;font-size:10.0pt;">·</font><font lang="EN-US" style="font-family:Times New Roman;font-size:7.0pt;">         </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">These assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.  </font></p> <p style="margin:0in;margin-bottom:.0001pt;margin-left:.25in;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">A financial instrument’s categorization within the valuation hierarchy is based on the lowest level of input that is significant to the fair value measurement.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Fair Value on a Recurring Basis</font></b></p> <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></i></p> <p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Securities Available for Sale (“AFS”)</font></i><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">:  Where quoted prices are available in an active market, securities would be classified within Level 1 of the valuation hierarchy. Level 1 securities include highly liquid government bonds and mutual funds. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow models. Level 2 securities include U.S. agency securities and mortgage backed agency securities.  In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Assets on the consolidated statements of condition measured at fair value on a recurring basis are summarized below.</font></p> <div align="left"><table border="1" cellpadding="0" cellspacing="0" style="border:none;border-collapse:collapse;width:100.0%;"> <tr> <td valign="top" width="20%" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(in 000’s)</font></p> </td> <td valign="top" width="22%" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td colspan="3" valign="top" width="58%" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Fair Value Measurements at Reporting Date Using:</font></p> </td> </tr><tr> <td valign="top" width="20%" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td valign="top" width="22%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Assets Measured at              Fair Value at                      June 30, 2011</font></p> </td> <td valign="top" width="20%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Quoted Prices in Active Markets for Identical Assets (Level 1)</font></p> </td> <td valign="top" width="18%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Significant Other Observable Inputs (Level 2)</font></p> </td> <td valign="top" width="20%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Significant Unobservable Inputs (Level 3)</font></p> </td> </tr><tr> <td valign="top" width="20%" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investment securities           available-for-sale:</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Government Sponsored Enterprises residential mortgage-backed securities</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Mutual Funds</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Total</font></p> </td> <td valign="top" width="22%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,077</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">129</font></u></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,206</font></u></p> </td> <td valign="top" width="20%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$ -</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">129</font></u></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$129</font></u></p> </td> <td valign="top" width="18%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,077</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">         -</font></u></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,077</font></u></p> </td> <td valign="top" width="20%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$    -</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;"> __-</font></u></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$    - </font></u></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <div align="left"><table border="1" cellpadding="0" cellspacing="0" style="border:none;border-collapse:collapse;"> <tr> <td valign="top" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(in 000’s)</font></p> </td> <td valign="top" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td colspan="3" valign="top" style="border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Fair Value Measurements at Reporting Date Using:</font></p> </td> </tr><tr> <td valign="top" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td valign="top" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Assets Measured at             Fair Value at              December 31, 2010</font></p> </td> <td valign="top" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Quoted Prices in Active Markets for Identical Assets (Level 1)</font></p> </td> <td valign="top" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Significant Other Observable Inputs (Level 2)</font></p> </td> <td valign="top" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Significant Unobservable Inputs (Level 3)</font></p> </td> </tr><tr> <td valign="top" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investment securities           available-for-sale:</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Government Sponsored Enterprises residential mortgage-backed securities</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Mutual Funds</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">  </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">     Total</font></p> </td> <td valign="top" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,210</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">129</font></u></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,339</font></u></p> </td> <td valign="top" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$-</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">129</font></u></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$129</font></u></p> </td> <td valign="top" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,210</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">        -  </font></u></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$1,210</font></u></p> </td> <td valign="top" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">             $    -</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;"> __-</font></u></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">$    -</font></u></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">As of June 30, 2011, the fair value of the Bank’s AFS securities portfolio was approximately $1,206,000.  Over 90% of the portfolio consisted of residential mortgage-backed securities, which had a fair value of $1,077,000 at June 30, 2011.  All the residential mortgage-backed securities were issued or guaranteed by the Government National Mortgage Association (“GNMA”), the Federal National Mortgage Association (“FNMA”) or the Federal Home Loan Mortgage Corporation (“FHLMC”).  The underlying loans for these securities are residential mortgages that are geographically dispersed throughout the United States.  The majority of the AFS securities were classified as level 2 assets at June 30, 2011.  The valuation of AFS securities using Level 2 inputs was primarily determined using the market approach, which uses quoted prices for similar instruments and all relevant information.  There were no transfers between Level 1 and Level 2 assets during the period ended June 30, 2011 and year ended December 31, 2010.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Fair Value on a Nonrecurring Basis</font></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Certain assets and liabilities are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment).  The following table presents the assets carried on the consolidated statements of condition by level within the hierarchy as of June 30, 2011 and December 31, 2010, for which a nonrecurring change in fair value has been recorded during the six months ended June 30, 2011 and year ended December 31, 2010.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Carrying Value at June 30, 2011:</font></p> <div align="left"><table border="1" cellpadding="0" cellspacing="0" style="border:none;border-collapse:collapse;width:532.399963pt;"> <tr> <td valign="top" width="17%" style="border:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(in 000’s)</font></p> </td> <td valign="top" width="16%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total</font></p> </td> <td valign="top" width="16%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Quoted Prices in Active markets for Identical Assets </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(Level 1)</font></p> </td> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Significant Other Observable Inputs</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(Level 2)</font></p> </td> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Significant Unobservable Inputs</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(Level 3)</font></p> </td> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total fair value gain (loss) during 6 months ended </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">June 30, 2011</font></p> </td> </tr><tr> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Impaired Loans</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Other real estate owned (“OREO”)</font></p> </td> <td valign="top" width="16%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$-</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></p> </td> <td valign="top" width="16%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></p> </td> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></p> </td> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$-</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></p> </td> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$(27)</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Carrying Value at December 31, 2010:</font></p> <div align="left"><table border="1" cellpadding="0" cellspacing="0" style="border:none;border-collapse:collapse;width:532.399963pt;"> <tr> <td valign="top" width="17%" style="border:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(in 000’s)</font></p> </td> <td valign="top" width="16%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total</font></p> </td> <td valign="top" width="16%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Quoted Prices in Active markets for Identical Assets </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(Level 1)</font></p> </td> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Significant Other Observable Inputs</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(Level 2)</font></p> </td> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Significant Unobservable Inputs</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> (Level 3)</font></p> </td> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;border-top:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Total fair value gain (loss) during 12 months ended </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">December 31, 2010</font></p> </td> </tr><tr> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-left:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Impaired Loans</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Other real estate owned (“OREO”)</font></p> </td> <td valign="top" width="16%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$679</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,417</font></p> </td> <td valign="top" width="16%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> -</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></p> </td> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></p> </td> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$679</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">1,417</font></p> </td> <td valign="top" width="17%" style="border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;"> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$(238)</font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p align="center" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:center;"><font style="font-family:Garamond,serif;font-size:10.0pt;">-</font></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Fair value of impaired loans is determined by the fair value of the collateral if the loan is collateral dependent.  Collateral values for loans and OREO are determined by appraisal, which may be discounted based upon management’s review and changes in market conditions.  The valuation allowance for impaired loans is included in the allowance for loan losses in the consolidated statements of condition.   The valuation allowance for impaired loans at June 30, 2011 was approximately $27,000.  The valuation allowance for impaired loans at December 31, 2010 was approximately $238,000.  The reduction during the six months ended June 30, 2011 was the result of the charge-off of loans for which there was a valuation allowance.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The fair value of OREO was determined using appraisals, which may be discounted based on management’s review, changes in market conditions and other liquidation cost.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Fair Value of Financial Instruments</font></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font color="black" lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">FASB ASC Topic 825 requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis. </font><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments:</font></p> <p style="margin-bottom:0in;margin-left:13.55pt;margin-right:0in;margin-top:12.0pt;text-align:justify;text-indent:-13.55pt;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">      Cash and cash equivalents: The carrying amounts reported in the statement of condition for cash and cash equivalents approximate those assets’ fair values. </font></p> <p style="margin-bottom:0in;margin-left:13.55pt;margin-right:0in;margin-top:12.0pt;text-align:justify;text-indent:-13.55pt;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">      Investment securities: Fair values for investment securities available-for-sale are as described above.  Investment securities held to maturity are based on quoted market prices, where available.  If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments.  The carrying amount of accrued interest receivable approximates fair value.</font></p> <p style="margin-bottom:0in;margin-left:13.55pt;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Loans (other than impaired loans): The fair value of loans was estimated using a discounted cash flow analysis, which considered estimated pre­payments, amortizations, and non performance risk.  Prepayments and discount rates were based on current marketplace estimates and pricing.  Residential mortgage loans were discounted at the current effective yield, including fees, of conventional loans, adjusted for their maturities with a spread to the Treasury yield curve.  The carrying amount of accrued interest receivable approximates fair value.</font></p> <p style="margin-bottom:0in;margin-left:13.55pt;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Deposit liabilities: The fair values disclosed for demand deposits (e.g., interest and noninterest checking, passbook savings, and certain types of money market accounts) are equal to the amounts payable on demand at the reporting date (e.g., their carrying amounts).  The carrying amounts for variable-rate, fixed-term money market accounts and certificates of deposit approximate the fair values at the reporting date.  Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation.  The Treasury Yield Curve was utilized for discounting cash flows as it approximates the average marketplace certificate of deposit rates across the relevant maturity spectrum. </font></p> <p style="margin-bottom:0in;margin-left:13.55pt;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Accrued interest payable:  The carrying amounts of accrued interest payable approximate fair value.</font></p> <p style="margin-bottom:0in;margin-left:13.55pt;margin-right:0in;margin-top:12.0pt;text-align:justify;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Commitments to extend credit: The carrying amounts for commitments to extend credit approximate fair value as such commitments are not substantially different from the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparts.  The carrying amount of accrued interest payable approximates fair market value.</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:12.0pt;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">The fair value of assets and liabilities are depicted below:</font></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">                                                                                                      </font><u><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">                  June 30, 2011                  </font></u><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">                </font><u><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">               December 31, 2010 </font></u></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;"><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> <div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:532.799988pt;"> <tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(in 000’s)</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Carrying</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Fair</font></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Carrying</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Fair</font></p> </td> </tr><tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">Amount</font></u></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">Value</font></u></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">Amount</font></u></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><u><font style="font-family:Garamond,serif;font-size:10.0pt;">Value</font></u></p> </td> </tr><tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">(Dollars in thousands)</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr><tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Assets:</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr><tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Cash and cash equivalents</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$12,088</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$12,088</font></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$8,696</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">$8,696</font></p> </td> </tr><tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Investment securities</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">19,182</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">19,369</font></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">16,477</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">16,582</font></p> </td> </tr><tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Loans, net of allowance for loan losses</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">40,809</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">40,998</font></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">44,686</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">44,698</font></p> </td> </tr><tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Accrued interest receivable</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">372</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">372</font></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">363</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">363</font></p> </td> </tr><tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Liabilities:</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;"> </font></p> </td> </tr><tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Demand deposits</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">28,548</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">28,548</font></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">27,331</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">27,331</font></p> </td> </tr><tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Savings deposits</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">14,181</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">14,181</font></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">13,856</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">13,856</font></p> </td> </tr><tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Time deposits</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">26,566</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">26,607</font></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">26,023</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">26,023</font></p> </td> </tr><tr> <td valign="top" width="39%" style="padding:0in 5.4pt 0in 5.4pt;"> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><font style="font-family:Garamond,serif;font-size:10.0pt;">Accrued interest payable</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">65</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">65</font></p> </td> <td valign="top" width="16%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">57</font></p> </td> <td valign="top" width="15%" style="padding:0in 5.4pt 0in 5.4pt;"> <p align="right" style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:right;"><font style="font-family:Garamond,serif;font-size:10.0pt;">57</font></p> </td> </tr> </table></div> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><b><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;text-decoration:none;"> </font></b></p> <p style="margin-bottom:0in;margin-left:0in;margin-right:0in;margin-top:0in;text-align:justify;"><b><u><font lang="EN-US" style="font-family:Garamond,serif;font-size:10.0pt;">Item1</font></u></b></p>