Current Interest Rates

United Bank of Philadelphia offers a wide variety of investment tools to help you achieve financial goals. The following is a guide to help you determine the best product(s) to maximize your money. If you are uncertain which products are right for you, stop by one of our Financial Service Centers.

Minimum
Balance
to Open
Interest
Rate
Annual
Percentage
Yield
(APY)
Passbook Savings
All Balances
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY 
is $150.00
$100 0.05% 0.05%
Youth Savings
All Balances
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY 
is $0.01
$5 0.05% 0.05%
United Blue Statement Savings
All Balances
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY 
is $500.00
$500 0.05% 0.05%
Statement Savings
All Balances
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY 
is $150.00
$100 0.05% 0.05%
Secure VISA Savings
All Balances
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY
is $750.00
$300 0.05% 0.05%
United Blue Club Accounts
All Balances
The minimum balance required to obtain APY
is $10.00
$10 0.05% 0.05%
United Blue Interest Checking
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY 
is $500.00
$50 0.03% 0.03%
Interest on Lawyers Trust Account (IOLTA) Checking
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY 
is $1500.00
$1,500 0.03% 0.03%
United Blue Personal Money Market Checking
Daily Balances of:
$1,500.00-$2,499.99
$2,500.00-$9,999.99
$10,000.00-$99,999.99
$100,000.00-
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY is $1,500.00

$1,000

0.10%
0.15%
0.15%
0.25%

0.10%
0.15%
0.15%
0.25%
Burial Reserve Account
All Balances
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY is $10.00
$100 0.05% 0.05%
Escrow Savings Account
All Balances
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY is $150.00
$100 0.05% 0.05%
30 Day Certificate of Deposit*
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.05% 0.05%
60 Day Certificate of Deposit*
All Balances
The minimum balance required to obtain APY is $500.00
$500    0.05% 0.05%
90 Day Certificate of Deposit*
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.05% 0.05%
182 Day Certificate of Deposit*
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.10% 0.10%
One Year Certificate of Deposit*
All Balances
The minimum balance required to obtain APY is $500.00
   $500 0.20% 0.20%
Two Year Certificate of Deposit*
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.35% 0.35%
Three Year Certificate of Deposit*
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.45% 0.45%
Four Year Certificate of Deposit*
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.60% 0.60%
Five Year Certificate of Deposit*
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.70% 0.70%
IRA Statement Savings Account
All Balances
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY is $50.00
$500 0.05% 0.05%
IRA 6 month Certificate of Deposit*
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.10% 0.10%
IRA 1 Year Certificate of Deposit*      
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.20% 0.20%
IRA 2 Year Certificate of Deposit*      
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.35% 0.35%
IRA 3 Year Certificate of Deposit*      
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.45% 0.45%
IRA 4 Year Certificate of Deposit*      
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.60% 0.60%
IRA 5 Year Certificate of Deposit*      
All Balances
The minimum balance required to obtain APY is $500.00
$500 0.70% 0.70%
United Blue Business Statement Savings      
All Balances
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY is $1,500.00
$1,000 0.05% 0.05%
Business Statement Savings      
All Balances
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY is $1,000.00
$1,000 0.05% 0.05%
Business Interest Checking      
All Balances
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY is $1,000.00
$1,000 0.03% 0.03%
United Blue Premium Interest Checking
All Balances
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY is $2,500.00
$100 0.03% 0.03%
United Blue Business Money Market Accounts
Daily Balances of:
$1,500.00-$4,999.99
$5,000.00-$24,999.99
$25,000.00-$199,999.99
$200,000.00-
The Interest rate and annual percentage yield may change after account opening
The minimum balance required to obtain APY is $1,500.00

$1,000

0.10%
0.10%
0.15%
0.25%

0.10%
0.10%
0.15%
0.25%

* A penalty may be imposed for early withdrawal
** Rates subject to change without notice
*** Fees associated with some accounts may reduce your APY

Rates are accurate as of 01/29/2013
Contact us at (215)351-4600 for more information on available rates and terms