Personal Banking - Checking Accounts

Each one of our full range of checking products comes with personalized attention and greater flexibility.

Features Limitations Account Fees
United Blue

To be established

 

 
United Blue Regular Checking

Unlimited check writing ability

Free Visa Check Card

Free on-line banking with bill-pay

Free usage of United Bank ATMs  

eStatements Available

Must deposit $50.00 to open account.

$300 minimum balance needed to avoid a $12 monthly service charge.

United Blue Senior Checking

Product for customers 50 and over

Unlimited check writing ability

Helps budget funds with one flat fee a month

Free Visa Check Card

Free on-line banking with bill-pay

eStatements Available

Free usage of United Bank ATMs

Must deposit $50 to open this account

A monthly fee of $8 is imposed on this account

United Blue Student

To be established

 

 

United Blue Interest

Unlimited check writing ability

Free Visa Check Card

Helps to budget funds with flat rate monthly fees

Free on-line banking with bill-pay

eStatements Available

Free usage of United Bank ATMs

Must deposit $50 to open this account

A monthly fee of $ 9 is imposed on this account

Interest rate is determined by bank
and may change

Interest begins accruing on the business day of the deposit

Interest is compounded daily and credited monthly

United Blue Money Market Account

Earn increasing interest rates based on tiered balances

Offers the benefit of a savings account with check-writing ability

Free on-line banking with bill-pay

eStatements Available

Must deposit $50 to open this account

Limited to six(6) transfers from account every four weeks including pre-authorized transfers, telephone agreement, checks, draft, or debit card transaction (including POS transactions)

Transfers and withdrawals made in person or by mail are unlimited

Must maintain a balance of $1,500 to avoid a monthly service charge of $ 12

Interest rate is determined by bank

Interest rate and annual percentage may change

Interest begins accruing on the business day of the deposit

Interest is compounded daily and credited monthly