Personal Banking - Consumer Loans

United Bank of Philadelphia offers a variety of financing options to suit your
personal needs - with competitive rates and a fast, easy application process.

Product Description How to Apply
United Blue Home Equity Loans

This product is great if you would like to consolidate those high interest rate credit cards or make those much awaited home repairs.

  • Enjoy a competitive fixed rate for the life of the loan.
  • *Certain types of home equity loans may be tax deductible.
  • Must be a homeowner to obtain the loan.
  • Borrow up to $250,000 on your primary residence only.

*Please Consult a tax advisor or accountant for guidance.

Please contact your nearest Branch to start your application today!
Progress Plaza
1501 N. Broad Street
Philadelphia Pa 19121
215-978-5300
jrobinson@ubphila.com

University City
3750 Lancaster Avenue
Philadelphia Pa 19104
215-662-5040
jwilliamsholmes@ubphila.com

Mt. Airy
1628 Wadsworth Avenue
Philadelphia, PA 19150
215-242-0500
mwilliams@ubphila.com

United Blue Secured VISA

This card is an ideal product if you need to establish credit for the first time or if you need to re-establish your credit.

Please contact your nearest Branch to start your application today!
Progress Plaza
1501 N. Broad Street
Philadelphia Pa 19121
215-978-5300
jrobinson@ubphila.com

University City
3750 Lancaster Avenue
Philadelphia Pa 19104
215-662-5040
jwilliamsholmes@ubphila.com

Mt. Airy
1628 Wadsworth Avenue
Philadelphia, PA 19150
215-242-0500
mwilliams@ubphila.com

United Blue Secured Loans

This product is great way to consolidate debt or make those home repairs without depleting your existing savings accounts.
Your funds, equal to the loan amount, are placed in a competitive rate Certificate of Deposit and held by the Bank until the loan is paid off.
Enjoy a competitive fixed rate for the life of the loan.

Loan Amounts
Minimum Loan $1,000
Maximum $250,000

Please contact your nearest Branch to start your application today!
Progress Plaza
1501 N. Broad Street
Philadelphia Pa 19121
215-978-5300
jrobinson@ubphila.com

University City
3750 Lancaster Avenue
Philadelphia Pa 19104
215-662-5040
jwilliamsholmes@ubphila.com

Mt. Airy
1628 Wadsworth Avenue
Philadelphia, PA 19150
215-242-0500
mwilliams@ubphila.com

Auto Loan

Utilize funds to purchase a new or used automobile

Competitive fixed rate for the life of the loan

Please contact your nearest Branch to start your application today!
Progress Plaza
1501 N. Broad Street
Philadelphia Pa 19121
215-978-5300
jrobinson@ubphila.com

University City
3750 Lancaster Avenue
Philadelphia Pa 19104
215-662-5040
jwilliamsholmes@ubphila.com

Mt. Airy
1628 Wadsworth Avenue
Philadelphia, PA 19150
215-242-0500
mwilliams@ubphila.com

 

Special Loan Program

If you are a Philadelphia Resident, we offer this special home loan product to meet the unique needs of many of our customers.

Product Description How to Apply
PHIL Plus

The PHIL Plus Home improvement Loan program helps Philadelphia homeowners with less-than-perfect credit obtain the money needed to do large repairs or to make big improvements.

  • Leftover funds may be used to payoff existing debt
  • You must own and live in the house that needs repairs
  • Your income cannot exceed the guidelines
  • You may borrow up to $25,000
  • Enjoy a fixed interest rate

Please contact your nearest Branch to start your application today!
Progress Plaza
1501 N. Broad Street
Philadelphia Pa 19121
215-978-5300
jrobinson@ubphila.com

University City
3750 Lancaster Avenue
Philadelphia Pa 19104
215-662-5040
jwilliamsholmes@ubphila.com

Mt. Airy
1628 Wadsworth Avenue
Philadelphia, PA 19150
215-242-0500
mwilliams@ubphila.com