Personal Banking - Savings Accounts

Our savings accounts help you meet short and long-term financial goals. We also offer special accounts for special purposes, including accounts specifically designed to meet the needs of seniors and minors.

Features Limitations Account Fees
Statement Savings

Provides a monthly statement of account activity

Direct deposit capability
ATM check card available

Begins earning interest with a balance of $150

Must deposit $100 to open this account

ATM Point-of-sale transactions are not allowed

Six(6) pre-authorized transfer per month, which includes telephone/automatic transfers

Must maintain a minimum daily balance of $250 to avoid a monthly service charge of $7

Interest rate is determined by Bank

Interest rate and annual percentage yield may change

Interest begins accruing on the business day of deposit

Interest is compounded daily and credited monthly

United Blue Statement Savings

Provides a monthly statement of account activity

Direct deposit capability
ATM card available

Begin earning interest with a balance of $500

Must deposit $500 to earn interest

Six(6) pre-authorized transfer per month, which includes telephone/
automatic transfers

Must maintain a balance of $500 to avoid a monthly service charge of $7

Interest Rate and annual percentage yield may change

Interest begins accruing on the business day of deposit

Interest is compounded daily and credited monthly

Youth Passbook

Designed for young savers up to age 18

No minimum balance

Must deposit $5 to open this account

No withdrawals until age 18

No monthly service charge
Interest rate is determined by Bank

Interest rate and annual percentage yield may change

Interest begins accruing on the business day of deposit

Interest is compounded daily and credited monthly

United Blue Clubs

Save for vacation, holiday or finance education Available in $10, $20, $30,$40 and $50 options

Must deposit $10 to open this account

May not withdraw from account before maturity

Must maintain minimum balance of $10 to obtain the disclosed annual percentage yield

There is no monthly fee on this account

Interest rate is determined by Bank

Interest rate and annual percentage yield may change

Interest begins accruing on the business day of deposit

Interest is compounded daily and credited monthly

United Blue Certificates of Deposit

With a deposit of $500,  you can begin saving

Must deposit $500 to open this account

May not make additional deposits into this account

Withdrawals on this account may be subject to Bank and IRS penalties

A withdrawal will reduce earnings at maturity

A grace period of 10 days is given after the maturity date to withdraw funds without a Bank penalty

Interest rate determined by Bank

Interest rate and annual percentage yield will not change for the term of the account

Interest begins accruing on the business day of  deposit

Interest is compounded daily and credited monthly

Burial Reserve Savings

Enables your client to begin saving for a loved one’s burial expense

Must deposit $10 to open this account

No pre-authorized withdrawals or transfers allowed

ATM services are not available on this account

Must maintain a minimum daily balance of $250 to avoid a monthly service charge of $6

Interest rate is determined by Bank

Interest rate and annual percentage yield may change

Interest begins accruing on the business day of deposit

Interest is compounded daily and credited monthly

United Blue VISA Secured Savings

Account used as collateral for Secured VISA card

Begin earning interest with a balance of $750

Must deposit $200 to open this account

May not deposit more than $5000 to this account

Deposits are permitted only to increase credit limits

No monthly service charge

Interest rate is determined by Bank

Interest rate and annual percentage yield may change

Interest begins accruing on the business day of deposit

Interest is compounded daily and credited monthly