Our savings accounts help you meet short and long-term financial goals. We also offer special accounts for special purposes, including accounts specifically designed to meet the needs of seniors and minors.
Provides a monthly statement of account activity
Direct deposit capability
Free ATM card available
Begins earning interest with a balance of $150
Free on-line banking
eStatements Available
Free usage of United Bank ATMs |
Must deposit $100 to open this account
ATM Point-of-sale transactions are not allowed
Six(6) pre-authorized transfer per month, which includes telephone/automatic transfers |
Must maintain a minimum daily balance of $250 to avoid a monthly service charge of $7
Interest rate is determined by Bank
Interest rate and annual percentage yield may change
Interest begins accruing on the business day of deposit
Interest is compounded daily and credited monthly |
Provides a monthly statement of account activity
Direct deposit capability
ATM card available
Begin earning interest with a balance of $500
Free on-line banking
eStatements Available
Free usage of United Bank ATMs |
Must deposit $500 to earn interest
Six(6) pre-authorized transfer per month, which includes telephone/
automatic transfers |
Must maintain a balance of $500 to avoid a monthly service charge of $7
Interest Rate and annual percentage yield may change
Interest begins accruing on the business day of deposit
Interest is compounded daily and credited monthly |
Designed for young savers up to age 18
No minimum balance |
Must deposit $5 to open this account
No withdrawals until age 18 |
No monthly service charge
Interest rate is determined by Bank
Interest rate and annual percentage yield may change
Interest begins accruing on the business day of deposit
Interest is compounded daily and credited monthly |
Save for vacation, holiday or finance education |
Must deposit $10 to open this account
May not withdraw from account before maturity
Must maintain minimum balance of $10 to obtain the disclosed annual percentage yield |
There is no monthly fee on this account
Interest rate is determined by Bank
Interest rate and annual percentage yield may change
Interest begins accruing on the business day of deposit
Interest is compounded daily and credited monthly |
Maturities range from one month to five years
Jumbo CDs are available for investments if $100,000 or more |
Must deposit $500 to open this account
May not make additional deposits into this account
Withdrawals made before the maturity date will be subject to penalty
A withdrawal will reduce earnings at maturity
A 10 day grace period is provided after the maturity date to withdraw without penalty |
Maturity day will be stated on the certificate
Account may be obtained with or without an automatic renewal
The interest rate and annual percentage yield will not changed for the term of the account
The interest rate will be in effect for the term of the certificate
Interest begins to accrue on the business day of deposit
Interest will be compounded daily and will be credited at maturity
Jumbo Certificates: A simple interest rate will be applied with a single maturity. |
Enables you to begin saving for yourself or a loved one's final expense |
Must deposit $10 to open this account
No pre-authorized withdrawals or transfers allowed
ATM services are not available on this account |
Interest rate is determined by Bank
Interest rate and annual percentage yield may change
Interest begins accruing on the business day of deposit
Interest is compounded daily and credited monthly |
Account used as collateral for Secured VISA card
Begin earning interest with a balance of $750 |
Must deposit $300 to open this account
May not deposit more than $5000 to this account
Deposits are permitted only to increase credit limits |
No monthly service charge
Interest rate is determined by Bank
Interest rate and annual percentage yield may change
Interest begins accruing on the business day of deposit
Interest is compounded daily and credited monthly |
