Small Business Checking
Features:
- Ideal for a growing small business. Great for maintaining operating and payroll expenses at a low cost.
- Business VISA Checkcard available.
- Online Banking and Billpay access available.
- eStatements Available
Limitations:
- Must deposit $100 to open this account
Terms:
- Must maintain a $2,000 daily balance to avoid $22 monthly service charge
- Allowed 50 free checks per month. Each check over 50 will be assessed a $0.50 fee
Entrepreneurial-25
Features:
- Ideal for businesses and organizations that are just getting started and have limited monthly activity.
- Business VISA check card available.
- Online Banking and Billpay access available.
- eStatements Available
Limitations:
- Must deposit $250 to open this account
Terms:
- Must maintain a minimum daily balance of $500 to avoid a monthly service charge of $17
- Allowed 25 free checks per month. Each additional check is $0.50
United Blue Commercial Checking
Features:
- Unlimited check writing
- No monthly fees
- Business VISA Checkcard available
- Online Banking and Billpay access available
- eStatements Available
Limitations:
- Must be a business loan customer
- Must open account with a minimum of $250.00
Account Fees:
United Blue Business Money Market Account
Features:
- Earn increasing interest rates based on tiered balances
- Offers the benefit of a savings account with check-writing ability
- Online Banking access available
- eStatements Available
Limitations:
- Must deposit $1,000 to open this account
- Limited to six transfers from account every month including pre-authorized transfers, automatic transfer, telephone agreement, checks, draft, or debit card transactions(including POS transactions)
- Transfers and withdrawals made in person or by mail are unlimited
Terms:
- Must maintain a balance of $1,500 to avoid a monthly service charge of $12
Religious Organization Checking
Features:
- Ideal for religious organizations interested in no monthly fee accounts
- VISA check card is available
- Online Banking and Billpay access available
- eStatements Available
Limitations:
- Must deposit $250 to open this account
Account Fees:
- Allows 100 free checks per month. Each additional check is $0.50.
NonProfit Checking
Features:
- Designed specifically for non-profit organizations
- Unlimited check-writing ability
- Online Banking and Billpay access available
- eStatements Available
Limitations:
- Must deposit $250.00 to open account.
- Proof of Not for Profit status required
Account Fees:
- No minimum balance required
- No monthly maintenance charge
United Blue Premium Checking
Features:
- Unlimited check writing ability
- Premium interest rate
- Available to Sole Proprietor, Non-Profit Organization, Municipalities or School Districts
- Begin earning interest with a balance of $2500
- Online Banking and Billpay access available
- eStatements Available
Limitations:
- Must deposit $500.00 to open account.
Account Fees:
- $25 monthly maintenance fee
- 0.15 per local check deposit
- 0.20 per foreign check deposited
- 0.25 per deposit ticket
- 0.20 per check paid
Interest:
- Interest Rate and annual percentage yield may change
- Interest begins accruing on the business day of deposit
- Interest is compounded daily and credited monthly
Estate Checking
Features:
- Designed for customers who serve as administrator or executor of a decedent’s estate
- Online Banking access available
Limitations:
- Must deposit $500 to open this account
Terms:
- Must maintain a minimum daily balance of $500 to avoid a monthly service charge of $10
Interest on Lawyers Trust Accounts (IOLTA)
Features:
- Ideal for law firms or partnerships
- Account developed to help defray legal costs for low-income individuals
- Offset monthly fees with earnings credits on the collected balance
Limitations:
- Interest earned on the account is transferred monthly to the Bar Association
- Must maintain a minimum balance of $1,500 to obtain the disclosed annual percentage yield
Terms:
- $25 monthly maintenance fee
- 0.15 per local check deposit
- 0.20 per foreign check deposited
- 0.25 per deposit ticket
- 0.20 per check paid
Interest:
- Interest rate determined by the Bank. Interest rate and annual percentage yield may change
- Interest begins to accrue on the business day of the deposit.
- Interest is compounded daily and credited monthly
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