Business Checking Accounts

Small Business Checking

Entrepreneurial-25

United Blue Commercial Checking

United Blue Business Money Market Account

Religious Organization Checking

NonProfit Checking

United Blue Premium Checking

Estate Checking

Interest on Lawyers Trust Accounts (IOLTA)

Small Business Checking

Features:

  • Ideal for a growing small business. Great for maintaining operating and payroll expenses at a low cost.
  • Business VISA Checkcard available.
  • Online Banking and Billpay access available.
  • eStatements Available

Limitations:

  • Must deposit $100 to open this account

Terms:

  • Must maintain a $2,000 daily balance to avoid $22 monthly service charge
  • Allowed 50 free checks per month. Each check over 50 will be assessed a $0.50 fee

Entrepreneurial-25

Features:

  • Ideal for businesses and organizations that are just getting started and have limited monthly activity.
  • Business VISA check card available.
  • Online Banking and Billpay access available.
  • eStatements Available

Limitations:

  • Must deposit $250 to open this account

Terms:

  • Must maintain a minimum daily balance of $500 to avoid a monthly service charge of $17
  • Allowed 25 free checks per month. Each additional check is $0.50

United Blue Commercial Checking

Features:

  • Unlimited check writing
  • No monthly fees
  • Business VISA Checkcard available
  • Online Banking and Billpay access available
  • eStatements Available

Limitations:

  • Must be a business loan customer
  • Must open account with a minimum of $250.00

Account Fees:

  • No fee

United Blue Business Money Market Account

Features:

  • Earn increasing interest rates based on tiered balances
  • Offers the benefit of a savings account with check-writing ability
  • Online Banking access available
  • eStatements Available

Limitations:

  • Must deposit $1,000 to open this account
  • Limited to six transfers from account every four weeks including pre-authorized transfers, automatic transfer, telephone agreement, checks, draft, or debit card transactions(including POS transactions)
  • Transfers and withdrawals made in person or by mail are unlimited

Terms:

  • Must maintain a balance of $1,500 to avoid a monthly service charge of $12

Religious Organization Checking

Features:

  • Ideal for religious organizations interested in no monthly fee accounts
  • VISA check card is available
  • Online Banking and Billpay access available
  • eStatements Available

Limitations:

  • Must deposit $250 to open this account

Account Fees:

  • Allows 100 free checks per month. Each additional check is $0.50.

NonProfit Checking

Features:

  • Designed specifically for non-profit organizations
  • Unlimited check-writing ability
  • Online Banking and Billpay access available
  • eStatements Available

Limitations:

  • Must deposit $250.00 to open account.
  • Proof of Not for Profit status required

Account Fees:

  • No minimum balance required
  • No monthly maintenance charge

United Blue Premium Checking

Features:

  • Unlimited check writing ability
  • Premium interest rate
  • Available to Sole Proprietor, Non-Profit Organization, Municipalities or School Districts
  • Begin earning interest with a balance of $2500
  • Online Banking and Billpay access available
  • eStatements Available

Limitations:

  • Must deposit $500.00 to open account.

Account Fees:

  • $25 monthly maintenance fee
  • 0.15 per local check deposit
  • 0.20 per foreign check deposited
  • 0.25 per deposit ticket
  • 0.20 per check paid
  • Interest Rate and annual percentage yield may change
  • Interest begins accruing on the business day of deposit
  • Interest is compounded daily and credited monthly

Estate Checking

Features:

  • Designed for customers who serve as administrator or executor of a decedent’s estate
  • Online Banking access available

Limitations:

  • Must deposit $500 to open this account

Terms:

  • Must maintain a minimum daily balance of $500 to avoid a monthly service charge of $10

Interest on Lawyers Trust Accounts (IOLTA)

Features:

  • Ideal for law firms or partnerships
  • Account developed to help defray legal costs for low-income individuals
  • Offset monthly fees with earnings credits on the collected balance

Limitations:

  • Interest earned on the account is transferred monthly to the Bar Association
  • Must maintain a minimum balance of $1,500 to obtain the disclosed annual percentage yield

Terms:

  • $25 monthly maintenance fee
  • 0.15 per local check deposit
  • 0.20 per foreign check deposited
  • 0.25 per deposit ticket
  • 0.20 per check paid
  • Interest rate determined by the Bank. Interest rate and annual percentage yield may change
  • Interest begins to accrue on the business day of the deposit. Interest is compounded daily and credited monthly

 

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