Personal Checking

United Blue Regular

Features:

  • Unlimited check-writing ability

  • Free Visa Check Card

  • Free online banking with bill-pay

  • Free usage of United Bank ATMs

  • eStatements Available

Limitations:

  • Must deposit $50 to open account

Account Fees:

  • $300 minimum balance needed to avoid a $12 monthly service charge

United Blue Senior

Features:

  • Product for customers 50 and over

  • Unlimited check-writing ability

  • Free Visa Check Card

  • Free online banking with bill-pay

  • eStatements Available

  • Helps budget funds with one flat fee a month

  • Free usage of United Bank ATMs

Limitations:

  • Must deposit $50 to open account

Account Fees:

  • A monthly fee of $8 is imposed on this account

United Blue Interest

Features:

  • Unlimited check-writing ability

  • Free Visa Check Card

  • Free online banking with bill-pay

  • eStatements Available

  • Helps to budget funds with flat rate monthly fees

  • Free usage of United Bank ATMs

Limitations:

  • Must deposit $50 to open account

Account Fees:

  • A monthly fee of $9 is imposed on this account

Interest:

  • Interest rate is determined by bank and may change

  • Interest begins accruing on the business day of the deposit

  • Interest is compounded daily and credited monthly

United Blue Money Market Account

Features:

  • Earn increasing interest rates based on tiered balances

  • Offers the benefit of a savings account with check-writing ability

  • Free online banking with bill-pay

  • eStatements Available

Limitations:

  • Must deposit $50 to open account

  • Limited to six(6) transfers from account every month, including pre-authorized transfers, telephone agreement, checks, draft, or debit card transaction (including POS transactions)

  • Transfers and withdrawals made in person or by mail are unlimited

Account Fees:

  • Must maintain a balance of $1,500 to avoid a monthly service charge of $12

Interest:

  • Interest rate is determined by bank

  • Interest rate and annual percentage may change

  • Interest begins accruing on the business day of the deposit

  • Interest is compounded daily and credited monthly