Rates

Checking Accounts

Checking Accounts
Products Minimum Balance to Open Minimum Balance to Earn APY Interest Rate* Annual Percentage Yield (APY)**
United Blue Interest Checking $50 $500 0.01% 0.01%
Interest on Lawyers Trust Account (IOLTA) $1,500 $1,500 0.01% 0.01%
United Blue Premium Checking $500 $2,500 0.01% 0.01%

*All Interest rates and annual percentage yields may change after account opening without notice

**Fees associated with some accounts may reduce your APY

Savings Accounts

Savings Accounts
Products Minimum Balance to Open Minimum Balance to Earn APY Interest Rate* Annual Percentage Yield (APY)**
Personal Statement Savings $100 $150 0.02% 0.02%
Youth Savings $5 $0.01 0.02% 0.02%
Secured Visa Savings $300 $750 0.02% 0.02%
United Blue Clubs Account $10 $10 0.02% 0.02%
Burial Reserve Account $100 $10 0.02% 0.02%
Escrow Savings Account $100 $150 0.02% 0.02%
Business Statement Savings $1,000 $1,000 0.02% 0.02%
IRA Statement Savings Account $500 $50 0.02% 0.02%

*All Interest rates and annual percentage yields may change after account opening without notice

**Fees associated with some accounts may reduce your APY

Money Market Accounts

United Blue Personal Money Market Checking

Personal Money Market Checking
Daily Balances of: Minimum Balance to Open Minimum Balance to Earn APY Interest Rate* Annual Percentage Yield (APY)**
$1,500-$2,499.99 $1,000 $1,500 0.02% 0.02%
$2,500-$9,999.99 $1,000 $1,500 0.02% 0.02%
$10,000-$99,999.99 $1,000 $1,500 0.02% 0.02%
$100,000- $1,000 $1,500 0.05% 0.05%

United Blue Business Money Market Checking

Business Money Market Checking
Daily Balances of: Minimum Balance to Open Minimum Balance to Earn APY Interest Rate* Annual Percentage Yield (APY)**
$1,500-$4,999.99 $1,000 $1,500 0.02% 0.02%
$5,000-$24,999.99 $1,000 $1,500 0.02% 0.02%
$25,000-$199,999.99 $1,000 $1,500 0.05% 0.05%
$200,000- $1,000 $1,500 0.05% 0.05%

*All Interest rates and annual percentage yields may change after account opening without notice

**Fees associated with some accounts may reduce your APY

Certificates of Deposits

Certificates of Deposits
Products Minimum Balance to Open Minimum Balance to Earn APY Interest Rate* Annual Percentage Yield (APY)**
30-Day Certificate of Deposit $500 $500 0.03% 0.03%
60-Day Certificate of Deposit $500 $500 0.03% 0.03%
90-Day Certificate of Deposit $500 $500 0.03% 0.03%
182-Day Certificate of Deposit $500 $500 0.05% 0.05%
1-Year Certificate of Deposit $500 $500 0.10% 0.10%
2-Year Certificate of Deposit $500 $500 0.15% 0.15%
3-Year Certificate of Deposit $500 $500 0.20% 0.20%
4-Year Certificate of Deposit $500 $500 0.25% 0.25%
5-Year Certificate of Deposit $500 $500 0.30% 0.30%

*All Interest rates and annual percentage yields may change after account opening without notice

**Fee associated with some accounts may reduce your APY

Penalties may be imposed for early withdrawals

IRA-Certificates of Deposits (CODs)

IRA-Certificates of Deposits (C
Products Minimum Balance to Open Minimum Balance to Earn APY Interest Rate* Annual Percentage Yield (APY)**
6-Months Certificate of Deposit $500 $500 0.05% 0.05%
1-Year Certificate of Deposit $500 $500 0.10% 0.10%
2-Year Certificate of Deposit $500 $500 0.15% 0.15%
3-Year Certificate of Deposit $500 $500 0.20% 0.20%
4-Year Certificate of Deposit $500 $500 0.25% 0.25%
5-Year Certificate of Deposit $500 $500 0.30% 0.30%

*All Interest rates and annual percentage yields may change after account opening without notice

**Fee associated with some accounts may reduce your APY

Penalties may be imposed for early withdrawals

Rates effective as of 3/31/2025

Contact Us

Contact us at (215) 351-4600 for more information on available rates and terms