Personal Savings Accounts

Personal Statement Savings

Youth Savings

United Blue Clubs

United Blue Certificates of Deposit

Burial Reserve Savings

United Blue Secured VISA Savings

Personal Statement Savings

Features:

  • Begins earning interest with a balance of $150
  • Free on-line banking
  • eStatements Available
  • Free usage of United Bank ATMs

Limitations:

  • Must deposit $100 to open this account
  • ATM Point-of-sale transactions are not allowed
  • Six(6) pre-authorized transfer per month, which includes telephone/automatic transfers

Account Fees:

  • Must maintain a minimum daily balance of $250 to avoid a monthly service charge of $7
  • Interest rate is determined by Bank
  • Interest rate and annual percentage yield may change
  • Interest begins accruing on the business day of deposit
  • Interest is compounded daily and credited monthly

Youth Savings

Features:

  • Designed for young savers up to age 18
  • No minimum balance

Limitations:

  • Must deposit $5 to open this account
  • No withdrawals until age 18

Account Fees:

  • No monthly service charge
  • Interest rate is determined by Bank
  • Interest rate and annual percentage yield may change
  • Interest begins accruing on the business day of deposit
  • Interest is compounded daily and credited monthly

United Blue Clubs

Features:

  • Save for vacation, holiday or education

Limitations:

  • Must deposit $10 to open this account
  • May not withdraw from account before maturity
  • Must maintain minimum balance of $10 to obtain the disclosed annual percentage yield

Account Fees:

  • There is no monthly fee on this account
  • Interest rate is determined by Bank
  • Interest rate and annual percentage yield may change
  • Interest begins accruing on the business day of deposit
  • Interest is compounded daily and credited monthly

United Blue Certificates of Deposit

Features:

  • Maturities range from one month to five years
  • Jumbo CDs are available for investments if $100,000 or more

Limitations:

  • Must deposit $500 to open this account
  • May not make additional deposits into this account
  • Withdrawals made before the maturity date will be subject to penalty
  • A withdrawal will reduce earnings at maturity
  • A 10 day grace period is provided after the maturity date to withdraw without penalty

Account Fees:

  • Maturity date will be stated on the certificate
  • Account may be obtained with or without an automatic renewal
  • The interest rate and annual percentage yield will not change for the term of the account
  • The interest rate will be in effect for the term of the certificate
  • Interest begins to accrue on the business day of deposit
  • Interest will be compounded daily and will be credited at maturity
  • Jumbo Certificates: A simple interest rate will be applied with a single maturity.

Burial Reserve Savings

Features:

  • Enables you to begin saving for yourself or a loved one's final expenses

Limitations:

  • Must deposit $10 to open this account
  • No pre-authorized withdrawals or transfers allowed
  • ATM services are not available on this account

Account Fees:

  • Interest rate is determined by Bank
  • Interest rate and annual percentage yield may change
  • Interest begins accruing on the business day of deposit
  • Interest is compounded daily and credited monthly

United Blue Secured VISA Savings

Features:

  • Account used as collateral for Secured VISA card
  • Begin earning interest with a balance of $750

Limitations:

  • Must deposit $300 to open this account
  • May not deposit more than $5000 to this account
  • Deposits are permitted only to increase credit limits

Account Fees:

  • No monthly service charge
  • Interest rate is determined by Bank
  • Interest rate and annual percentage yield may change
  • Interest begins accruing on the business day of deposit
  • Interest is compounded daily and credited monthly

 

 

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