Services

Online Banking

Features:

• Secured access to view current account balances or check to see if transactions have cleared

• Transfer funds between accounts 24 hours a day, 7 days a week, daily cut-off times apply

• Set up repeat internal transfers to be made automatically or at the frequency you choose

• Builds a rolling 18-month transaction history

Terms:

• Must enroll prior to use

• Must be an account signer with a valid Social Security Number

Mobile Banking

Features:

• Check personal account balances

• View recent transactions, including check images

• Transfer money between accounts

• Deposit checks remotely by snapping a picture of each check

• View deposit history in the app

• Approve transactions scheduled through Retail Online, including fund transfers

Terms:

• Must enroll in Online Banking prior to use

For Retail Banking:

For business Banking:

Bill Pay

Features: 

• Convenient to use, pay bills 24 hours a day, 7 days a week 

• Secure access and easy set-up 

• Normal bill-paying service is free 

• Same day payments and overnight check payments available – transaction fees apply

• Set up repeat payments to be made automatically or at the frequency you chose

Terms:

• Must enroll via online banking prior to use

• Bill Pay available only to customers with Checking Accounts

eStatement

Features:

• No longer receive paper statements

• Once account is enrolled, it retains 12 months of statements on a rolling period

• Statements available to download and save as a PDF file 

• Email notification provided

Terms:

• Must enroll via Online Banking 

• Must maintain a valid email address for notifications

Merchant Services

Features:

• Process all major credit and debit cards

• Quick and seamless start-up

• Mobile Solutions

• Web-Base Solutions

• eStatements are available

• Convenient access to transaction detail

• Security for card acceptance and cardholder data

Terms:

• Terms and fees vary based upon payment solution selected

Contact us for more information

Remote Deposit Capture

Features:

• Deposit checks electronically from your desktop

• Issue deposits electronically to the bank, anytime day or night

• Save time preparing deposits

• Consolidate funds from remote locations into the bank

• Cut costly courier fees or trips to the bank

• Reduce risk of check fraud

Limitations:

• Approval to use Remote Deposit Capture required

Terms:

• Terms vary based on approval

• For more information, please contact a local branch

Safe Deposit Boxes

Features:

• Provide safekeeping for your valuable items and important documents

Limitations:

• Annual fee of $20-$150 depending on the size of the box

Terms:

• Must sign a one year contract

Money Orders

Features:

• Guaranteed by the Bank

• Safer than cash

• Provides a paper trail for payment

Limitations:

• No minimum

• $1,000 maximum

Terms:

• $3 for customer

• $5 for non-customer

Treasurer’s Check

Features:

• Guaranteed by the Bank

• Safer than cash

• Provides a paper trail for payment

Limitations:

• No minimum

• No maximum

• $10 Fee

Terms:

• Can only be purchased by United Bank of Philadelphia customer

Visa® Check Cards

Features:

• Available on Personal and Business Checking Accounts

• Accepted everywhere Visa is accepted

• Safer than cash

• More convenient than checks

• Can make purchases or withdraw cash

Limitations:

• Varies according to card limits

• $0.20 each Point of Sales purchase

Terms:

• Must have a United Bank of Philadelphia Checking Account

Automated Teller Machine (ATM)

Features:

• Provides access to your cash 24 hours a day

Limitations:

• Varies according to card limits

Terms:

• No fee for customers at United Bank of Philadelphia machines

• Bank customers will be assessed a $1.25 fee for using a non-United Bank of Philadelphia ATM machine

Telephone Banking

Features:

• Balance inquiries

• Review account transactions

• Transfer from one account to another via telephone

Terms:

• Free

Bank by Mail

Features:

• Mail deposits or payments to a branch for processing

• Great for customers unable to come to a branch

Limitations:

• No minimum

• No maximum

• No terms and fees apply

Wire Transfer

Features:

• Allows customers to send funds electronically from one bank to another

• *Transfer requests can be expedited the same day (Refer to transfer request times below)

Limitations:

• No minimum

• No maximum

Terms:

*Transfer request times
4:00 p.m. – Domestic
2:00 p.m. – International wires

Night Depository

Features:

• Eliminates waiting time for deposit processing

• Available 24 hours a day, 7 days a week

Limitations:

• No minimum

• No maximum

Terms:

• Account is credited the day the deposit is verified