Account Services

Online Banking

Mobile Banking

Bill Pay

eStatement

Merchant Services

Remote Deposit Capture

Safe Deposit Boxes

Money Orders

Treasurer’s Check

VISA Check Card

Automated Teller Machines

Telephone Banking

Bank-by-Mail

Wire Transfers

Night Depositories

Online Banking

Features:

  • Secured access to view current account balances or check to see if transactions have cleared
  • Transfer funds between accounts 24 hours a day, 7 days a week, daily cut-off times apply
  • Set up repeat internal transfers to be made automatically or at the frequency you choose
  • Builds a rolling 18 month transaction history

Terms:

  • Must enroll prior to use
  • Must be an account signer with a valid Social Security number

Enroll Here

Mobile Banking

Features:

  • Check personal account balances
  • View recent transactions, including check images
  • Transfer money between accounts
  • Deposit checks remotely by snapping a picture of each check
  • View deposit history in the app
  • Approve transactions scheduled through Retail Online, including fund transfers

Terms:

  • Must enroll in Online Banking prior to use

Safe Mobile Banking

Privacy Policy

Bill Pay

Features: 

  • Convenient to use, pay bills 24 hours a day, 7 days a week 
  • Secure access and easy set-up 
  • Normal bill paying service is free 
  • Same day payments and overnight check payments available – transaction fees apply
  • Set up repeat payments to be made automatically or at the frequency your choose

Terms:

  • Must enroll via online banking prior to use
  • Bill pay available only to customers with checking accounts

eStatement

Features:

  • No longer receive paper statements
  • Once account is enrolled, it retains 12 months of statements on a rolling period
  • Statements available to download and save as a PDF file 
  • Email notification provided

Terms:

  • Must enroll via online banking 
  • Must maintain a valid email address for notifications

Merchant Services

Features:

  • Process all major credit and debit cards
  • Quick and seamless start-up
  • Mobile Solutions
  • Web-Base Solutions
  • eStatements are available
  • Convenient access to transaction detail
  • Security for card acceptance and cardholder data

Terms:

Remote Deposit Capture

Features:

  • Deposit checks electronically from your desktop
  • Issue deposits electronically to the bank, anytime day or night
  • Save time preparing deposits
  • Consolidate funds from remote locations into the bank
  • Cut costly courier fees or trips to the bank
  • Reduce risk of check fraud

Limitations:

  • Approval to use Remote Deposit Capture required

Terms:

Safe Deposit Boxes

Features:

  • Provide safekeeping for your valuable items and important documents

Limitations:

  • Annual fee of $20-$150 depending on the size of the box

Terms:

  • Must sign a one year contract

Money Orders

Features:

  • Guaranteed by the Bank
  • Safer than cash
  • Provides a paper trail for payment

Limitations:

  • No minimum
  • $1,000 Maximum

Terms:

  • $3.00 for customer
  • $5.00 for non-customer

Treasurer’s Check

Features:

  • Guaranteed by the Bank
  • Safer than cash
  • Provides a paper trail for payment

Limitations:

  • No minimum
  • No Maximum
  • $10 Fee

Terms:

  • Can only be purchased by United Bank customer

VISA Check Cards

Features:

  • Available on personal and business checking accounts
  • Accepted everywhere VISA is accepted
  • Safer than cash
  • More convenient than checks
  • Can make purchases or withdraw cash

Limitations:

  • Varies according to card limits
  • $0.20 each Point of Sales purchase

Terms:

  • Must have a United Bank of Philadelphia checking account

Automated Teller Machine (ATM)

Features:

  • Provides access to your cash 24 hours a day

Limitations:

  • Varies according to card limits

Terms:

  • No fee for customers at United Bank of Philadelphia machines
  • Bank customers will be assessed a $1.25 fee for using a non-United Bank ATM machine

Telephone Banking

Features:

  • Balance inquiries
  • Review account transactions
  • Transfer from one account to another via telephone

Terms:

  • Free
  • $2.00 per transfer if you use a Personal Banker for assistance

Bank by Mail

Features:

  • Mail deposits or payments to a Branch for processing
  • Great for customers unable to come to a Branch

Limitations:

  • No Minimum
  • No Maximum
  • No Terms and Fees apply

Wire Transfer

Features:

  • Allows customers to send funds electronically from one bank to another
  • *Transfer requests can be expedited the same day. Refer to-Transfer request times below

Limitations:

  • No Minimum
  • No Maximum

Terms:

Domestic

$20

Foreign $100-$1,000

$25

Foreign $1,001-$5,000

$35

Foreign $5,001-$10,000

$45

Foreign $10,001-$15,000

$60

Foreign $15,001-$25,000

½ of 1%

Foreign $25,001 & above

1/3 of 1%

*Transfer request times 4:00 p.m. – Domestic
2:00 p.m. – International wires

Night Depository

Features:

  • Eliminates waiting time for deposit processing
  • Available 24 hours a day, 7 days a week

Limitations:

  • No Minimum
  • No Maximum

Terms:

  • Account is credited the day the deposit is verified

 

So Much More Than Banking

It's Impact.

Creating jobs and opportunities.

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